Определение и Значение "underwriter"

An underwriter is a financial professional or institution responsible for evaluating and assuming the risk of insuring a person or entity in exchange for a premium.

Underwriters assess the potential risk of insuring individuals, businesses, or assets based on factors such as age, health, financial stability, and industry trends.

Insurance underwriters review applications, determine coverage levels, and set premiums to ensure that insurance policies are priced appropriately to cover potential losses.