Public Service Loan Forgiveness (PSLF) is a U.S. government program that helps borrowers who work in qualifying public service jobs by forgiving the remaining balance on their federal student loans after they have made 120 qualifying monthly payments. To be eligible, the borrower must work for a government organization or a qualifying non-profit, such as a school, hospital, or non-profit organization. The 120 payments must be made while the borrower is working full-time in one of these positions, and the loans must be repaid under a qualifying repayment plan. PSLF aims to encourage individuals to work in public service fields by offering loan relief.

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