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if you ask me
01
used to introduce one's personal opinion or perspective on a topic, emphasizing on the fact that it is their personal view
Example
He keeps talking about how he'll move to Los Angeles to be a famous actor, but it's just castles in the sky if you ask me.
If you ask me, investing in renewable energy is the way of the future.
The new policy is too strict, if you ask me.
That's pretty sad if you ask me.
If you ask me, we should try a different approach to solve this problem.